The Mortgage Helper

The Mortgage Helper

2, Furze Court
Wickham Road
Fareham,
Hampshire PO16 7SH
Tel: 08451 300977
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    		•
    Wednesday 19 November 2008

    Secured Loans

    If you have sufficient equity in your home and your income is sufficient, a secured loan on top of your mortgage can sometimes be a more effective solution for raising finance. For instance:
    • If you want the money immediately - a secured loan can be processed far more quickly than a mortgage.
    • If you have an excessive redemption payment on your mortgage and are still within the tie-in period.
    • If a small amount of cash is required (usually in excess of £5000).
    • If you have adverse credit or mortgage arrears.
    • If you wish to keep the fees low – no solicitor is required so there are no legal fees.
    It will always depend on your particular circumstances, which is why we recommend that you seek our advice first.

    Secured loans are not currently regulated by the Financial Services Authority.

    Remember your mortgage is probably your largest financial commitment and here at THE MORTGAGE HELPER we want to ensure that you get the right one for your circumstances.

    Call us today on 08451 300977 or click here to make an enquiry.

    THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

    10.9% APR TYPICAL VARIABLE.

    LOANS SUBJECT TO STATUS. LOANS SECURED ON YOUR HOME. WRITTEN QUOTATIONS ON REQUEST.

    Mortgage advice is provided THE MORTGAGE HELPER LTD (TMH), a subsidiary of BDS MORTGAGE GROUP LTD which is authorised and regulated by the Financial Services Authority. No. 301646. We may charge a fee of up to 2% of the advance that will depend on your personal circumstances. A typical fee would be 1%. For example, a loan of £200,000 would attract a fee of £2,000.

    The overall cost for comparison is 7.2% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.